saditycents











{November 6, 2017}   The Struggle is Real

Its almost 1 am and this nursing mama should be asleep instead I am awake. I can’t even say I’m wide awake, I’m just barely awake, yet there is so much to do. How does one balance it all? How do you function as CFO of our home, chef, property manager, laundress, and full-time child care provider. All while trying to eak out a semblance of a career (which has take a major back seat, I mean right now its not even in the trunk, its hitched to a trailer and holding on for dear life), lose weight, stay presentable (which means doing my hair every day) , and trying to actually interact more than just feeding  the aforementioned child. Sure teaching her French right now is a little much, but I also don’t want her just staring at the ceilings between feedings and diaper changes. How do you accomplish it all? Right now it doesn’t feel like anything can be dropped. Don’t manage the finances and rental property? Don’t prepare whole food meals for the family? Don’t do laundry?

The go to answer is have your husband help more. But if he is already extremely helpful between classes and work and taking on a major portion of the cleaning all while dealing with Uncle Sam on a daily bases what more can you ask before you both are overwhelmed? Right now my solution is that I overload myself to keep from overloading him. It seems like men can’t handle stress at the level women can. I don’t know if there is an answer. There’s just the question at one in the morning. How do you balance it all? The struggle is so real.

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Our latest adventure, hubby going back to school, has taken us to one of the most affluent cities in the state. This place is gorgeous and I feel blessed to live here, but it is abundantly clear that the community was designed to price people out. 

According to Area Vibes the cost of living on average is 50% higher than the state average. More than ever fabulous budgeting is necessary. Even basic amenities cost more here. My task as CFO for my family is to not only make our dollar stretch, in a place where it seems status quo to throw money away, but to also make it grow. This is no easy task considering we are here as  students and veterans, meaning we are already way behind the income curve. 

To put it in perspective:

 Cost Of Living Index

Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.

Cost of living index

City: 157

State: 115

Goods & Services index

City: 136

State: 106

Groceries index

City: 125

State: 107

Health care index

City: 128

State: 119

Housing index

City: 215

State: 135 

I choose to look at this as a challenge to put my Sadity Cents to the test and get back to my roots. Wish me luck and follow along as I figure out life outside the military and in wealthy suburbia. 



et cetera